ADA INSURANCE PLANS

The ADA Insurance Plans offer competitive rates and superior coverage with great options to meet your needs at every point in your dental career. All of the Plans are available exclusively to ADA members and offer special member-only pricing.

Life Insurance

• Term Life — up to $2,000,000 in death benefit.
• Term Plus® Universal Life — Term Life insurance PLUS a guaranteed minimum interest rate of 4%.

Disability Insurance

• Income Protection — personal disability income insurance with up to $10,000 per month in full “own occupation” benefits.
• Office Overhead Expense — up to $25,000 per month in disability protection that helps cover business expenses for your practice.

Supplemental Medical Insurance

• MedCASH^SM — guaranteed supplemental medical coverage including critical condition coverage feature
• Up to $500 per day for hospital and $5,000 in a cash lump sum for critical illness – guaranteed issue for eligible members, so no health questions.
• Up to $50,000 for critical condition coverage – just answer a few health questions and no medical tests.

Insurance for Dental Students (No medical underwriting!)

• Student Term Life — $50,000 in coverage free to ASDA members.
• Student Disability Plan — up to $24,000 per year in disability coverage.